Hi, I'm Nancy Armour
Retirement Lending Loan Officer | NMLS# 1236895
Serving Georgia’s Fulton, DeKalb, Cobb, Gwinnett, Clarke, Oconee and Barrow Counties, and Clients Nationwide
Your home equity can do more than you might think. I help homeowners age 55+ explore smart lending solutions to improve cash flow, eliminate monthly mortgage payments, or purchase a new home.
Specialized for 55+
Retirement lending solutions designed to help you make the most of your home equity.
Local Expertise
Knowledge of your local housing market and the retirement lending options available to you.
Trusted Guidance
Clear explanations, honest advice, and personalized recommendations every step of the way.
Financing Options
Reverse mortgages, retirement home purchases, and more. All tailored to your goals.
Retirement Lending Solutions
Solutions Built Around Your Goals
Retirement lending isn't just about accessing home equity. It's about understanding how your home can support the life you want to live.
If your goal is improving monthly cash flow, preserving retirement savings, purchasing a home that better fits your lifestyle, or creating greater financial flexibility, we'll explore the options together and determine what makes the most sense for you.
Reverse Mortgages
Access a portion of your home equity without required monthly mortgage payments, provided you continue to meet the loan obligations.
Home Purchase Solutions
Thinking about downsizing or relocating? We have lending solutions that may allow you to buy your next home while eliminating or reducing required monthly mortgage payments.
Home Equity Solutions
Depending on your goals, additional retirement lending options may help you access your home equity while preserving financial flexibility.
Personalized Guidance
Compare your options with clear explanations and recommendations based on what matters most to you.
Why Work WIth me?
Education Comes Before Every Recommendation
Nancy Armour has spent more than 33 years helping seniors and their families navigate retirement financing with confidence and care. Specializing in reverse mortgage solutions, Nancy is known for her warm personality, honesty, and ability to make the lending process simple and easy to understand. Her relationship-first approach has made her a trusted resource for homeowners throughout her career.
Beyond her professional experience, Nancy is deeply passionate about giving back to her community. She has volunteered with organizations including Senior Connections and Habitat for Humanity, supported children through Compassion International, and participated in educational and community outreach events throughout the years.
Nancy lives in Cumming, Georgia with her husband, Allen. Together they have five children, two grandsons, four granddaughters and a deep love for family, community, and helping others.
WHAT CLIENTS ARE SAYING
“I had an excellent experience working with Luminate. They were professional, responsive, and made the entire process smooth and stress-free.”
Qaiser
WHAT CLIENTS ARE SAYING
“The whole Luminate team really pushed through when we needed to get things done on a timeline. I was really impressed!.”
Evan
WHAT CLIENTS ARE SAYING
“Luminate is knowledgeable, kind, quick to respond to any question we had and was a great partner in the process.”
Joan
Let's Build a Strategy That Fits Your Goals
If you're planning ahead or ready to move forward, I'm here to help you understand your options and determine what makes the most sense for your goals.
Already Working With Your Trusted Advisors?
We get it - retirement decisions often involve more than one conversation. Many homeowners choose to include adult children, financial advisors, estate planning attorneys, or Realtors as they explore their options.
I'm happy to work alongside the people you trust so everyone has the information needed to make confident decisions.
Contact Us
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